Finally you know, whether your wealth is enough.
Planafolio brings all your brokerage accounts into one clear picture and works out in minutes whether your retirement plan holds up — transparent, independent, and without ever selling you a financial product.
- Free core, forever
- Hosted in Germany
- No product sales
The problem
Three broker apps. Three numbers. Zero overview.
You should know whether your wealth will cover your retirement — instead you're juggling exports and guessing. Planafolio works it out for you instead.
- All your accounts in one place, regardless of broker
- Real metrics instead of gut feeling: XIRR, TTWROR, drawdown, Sharpe ratio
- Know whether your retirement plan holds up — a clear answer in minutes
- Inflation-adjusted planning all the way into old age
See today how your 90-year-old self is doing
Three sliders, one answer: will your wealth cover your retirement? Move the values and watch how your capital — and its purchasing power — evolves up to age 90.
Annahmen: Renteneintritt mit 67, 2200 € Wunschrente (heutige Kaufkraft), 1250 € gesetzliche Rente, 6 % Rendite, 2 % Inflation. Vereinfachte Modellrechnung, keine Anlageberatung.
Dein Kapital ist mit 83 aufgebraucht — 7 Jahre zu früh.
Mit 67 hättest du rund 593.317 € — das entspricht 296.675 € heutiger Kaufkraft.
With your real portfolio, Planafolio runs the whole calculation automatically — including taxes, external assets, and scenario comparisons. Start now with your real numbers
Portfolio
Numbers that make sense instantly
Prices, cost basis, gains and losses per position — always current, whether entered manually or imported via CSV.
Every position
Every position across all your portfolios, with cost basis, current value, and gain/loss.
Allocation
See at a glance how your wealth is spread across securities and asset classes.
Metrics that matter
XIRR, TTWROR, and drawdown instead of gut feeling — explained clearly, not just for professionals.
Why Planafolio
Not another spreadsheet. Not another sales pitch.
Excel breaks with every new position. Your bank's app only shows what's held there. And an advisor usually ends up trying to sell you something. Planafolio doesn't.
Across every broker
One overview across all your accounts, instead of separate views per bank.
Calculated automatically
XIRR, TTWROR, drawdown, and Sharpe ratio — without maintaining a single formula yourself.
Independent
No funds or insurance sold. We earn from your subscription, not from your investment decisions.
Built for savers, not traders
Focused on clarity about your wealth — not charts for your next trade.
Sicherheit
Deine Finanzdaten verdienen echten Schutz
Wir wissen, wie sensibel Depot- und Vermögensdaten sind. Deshalb behandeln wir sie entsprechend.
Verschlüsselt gespeichert
Zugangsdaten und Bestände werden verschlüsselt abgelegt, niemals im Klartext.
Kein Produktverkauf
Wir verkaufen keine Finanzprodukte und geben deine Daten nicht an Dritte weiter.
Hosting in Deutschland
Server und Backups laufen auf deutscher Infrastruktur.
Kein Abo-Risiko
Pro ist jederzeit monatlich kündbar — ohne Mindestlaufzeit.
In three steps
How it works
Step 1
Connect your accounts
Enter holdings manually or import them via CSV from your broker statements.
Step 2
See your metrics
Performance, XIRR, dividends, and allocation across all portfolios at a glance.
Step 3
Plan your future
Needs analysis and scenarios for retirement — based on your real wealth.
Step 4
No risk
Free core forever, Pro cancellable monthly — no minimum term.
Warum jetzt
Was passiert, wenn du wartest?
Wenn nichts passiert
- Deine Rentenlücke bleibt unsichtbar — bis es zu spät ist, sie zu schließen
- Verstreute Depots bei mehreren Brokern, aber nie ein echtes Gesamtbild
- Bauchgefühl statt Zahlen bei der wichtigsten Finanzentscheidung deines Lebens
Wenn du jetzt startest
- Klarheit in 5 Minuten: dein Zukunfts-Zwilling zeigt dir, ob es reicht
- Alle Depots an einem Ort, mit echten Kennzahlen wie XIRR und TTWROR
- Genug Vorlauf, um heute gegenzusteuern, statt mit 60 zu erschrecken
Pricing
Start for free, see everything with Pro
The core of Planafolio is free forever. Planafolio Pro unlocks unlimited portfolios, CSV import, benchmark comparison, dividend forecasting, and asset consolidation for retirement planning — cancellable monthly, no minimum term.
See pricingFAQ
Frequently asked questions
In 5 minutes you'll know more about your wealth than ever before.
Your first portfolio set up in minutes — free, no credit card, cancel anytime.
Start for free