About us

Born from the same question you're asking yourself

"Is my wealth enough for retirement?" — that's not a question three brokerage accounts and a spreadsheet can answer seriously. So we built Planafolio.

Who's behind this

Hi, I'm Daniel

I build Planafolio as a single person — no investors, no sales team, no product sales in the background. There's nobody pushing me to sell you a fund or an insurance policy just because a quarterly target demands it.

It started with my own spreadsheet, trying to wrangle several brokerage accounts and my retirement planning into one place. At some point it was clear: this needs a real tool — so I built one.

All details about me and how Planafolio is operated are transparently listed in the legal notice.

What we stand for

Three principles we hold ourselves to

Clarity over gut feeling

We believe everyone should be able to tell at a glance whether their wealth is enough for retirement — without spreadsheet-wrangling or guesswork.

Independent of product sales

Planafolio earns from subscriptions, not commissions. We don't sell you funds, insurance, or investment advice.

For savers, not traders

No price-ticker anxiety, no trading signals. We build tools for long-term wealth planning and retirement.

Why you can trust us

Transparency instead of marketing promises

No fluff, just verifiable facts:

Independent, no product salesNever shared with third partiesHosted in GermanyFree core

More details on encryption, hosting, and data protection are on the security page.

Curious?

Start for free and see for yourself.

Start for free

Planafolio is under continuous development — see what's changed lately in the changelog. Questions or feedback? We'd love to hear from you via your message.